69 Fintech Startups in UK to Watch in 2024

Consumer lending platform.

AI-powered embedded finance platform for SMEs.

BNPL platform for car dealerships.

Payments processing platform for small businesses.

Perenna is building a mortgage lender with a customer-first mindset.

Spend management SaaS platform.

Lending platform for SMEs in the UK.

Revenue-based financing platform.

Platform to buy, hold, and use cryptocurrency.

Digital banking platform.

Digital asset derivatives trading platform.

Consumer lending bank.

Digital asset and wealth management platform.

Open banking software.

Credit card for foodies.

Paddle is a payments infrastructure provider for SaaS companies.

Ethereum-based token streaming platform.

API-based online payment platform.

Cloud-based platform focused on merchant-acquiring for banks

Mobile banking application.

Revolut is a financial services company that specializes in mobile banking, card payments, money remittance, and foreign exchange.

Thought Machine is a Fintech company that builds cloud-native technology to revolutionize core banking.

Cardless financial network.

Digital-only bank.

Platform to digitize private capital markets.

Institutional-grade digital assets trading infrastructure.

Tide is a business banking platform with a mission to save small businesses time and money on their banking and admin.

Blockchain-based payment platform.

Soldo is a multi-user expense account helping companies manage their budgets.

Zepz is a money transfer service that helps migrants send money to their loved ones all over the world.

Zego is a global insurtech business providing flexible commercial insurance for businesses and professionals.

Digital lending platform for UK SMEs.

WeGift provides a digital incentives platform to help brands engage with customers.

Enterprise-grade payments-as-a-service platform.

AI automation platform for private markets data acquisition, reporting, and analytics.

Open banking API platform.

Banking-as-a-service (BaaS) platform for crypto companies.

Sandbox-as-a-service platform.

PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital.

AI-powerd financial data management platform.

Archax is a global, regulated, digital asset exchange, brokerage and custodian based in London.

Moneybox is a mobile savings and investment app that offers a range of savings and investment products including Lifetime ISAs and Pensions.

Plend is building a better way to borrow where consumers are no longer held back by credit history.

Fixed-Term Fund (FTF) platform

Railsbank is a platform and financial services, enabling banks, businesses and brands to define the future of consumer and SME finance.

Cloud-native bank operating system.

Banking platform for wealthy people.

B2B payments platform for small businesses.

ComplyAdvantage provides AI-driven financial crime risk data and detection technology.

Onfido - simplifying identity for everyone.

Mobile-first payments service.

Payment orchestration platform.

Green digital bank in the UK.

Pricing ops platform.

MarketFinance is a FinTech company providing finance solutions for businesses to fulfill their needs and growth.

Super Payments is a fintech that disrupts the industry behemoths Visa and MasterCard.

Bud develops an open banking platform that enables users to access data from any financial product.

Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted.

Divido is a global white label consumer lending platform for financial institutions and multinational retailers.

Next-generation payments platform for businesses.

Business onboarding platform.

Lightyear is a simple and approachable way to invest your money globally without unnecessary barriers and fees.

Next-gen residential real estate portfolios. Powered by machines, managed by experts.

Open banking API connectivity platform.

Sharegain is a capital markets fintech democratising the $3tn securities lending industry.

UK-based neobank.

Simple and composable financial platform with the “Financial Function as a Service” principle.

Copper is a cryptocurrency custody firm that provides a secure infrastructure for the institutional digital asset investment community.

Making issuance and administration of financial instruments cheaper and faster while ensuring compliance